LUMI (Lightning Up Micro invesments)

SMEs are commonly viewed as a vital economic pillar, playing a key role in job creation, innovation, and economic expansion. Yet, their development and endurance are often impeded by the limited access to capital.

The LUMI App has been designed to provide a simple, speedy, and accessible investment solution for small and medium-sized enterprises (SMEs) by harnessing the Lightning Network. LUMI revitalizes micro-investments and SMEs, making them more dynamic & efficient.

- LUMI 3 key features :

1. Lightning Network Integration: The app seamlessly integrates with the Lightning Network, a second-layer scaling solution for Bitcoin, to facilitate instant and low-cost transactions. This feature allows investors to make micro-investments in various SMEs without the high transaction fees and delays associated with traditional financial systems.

2. Diverse SME Investment Options: The app provides a wide range of investment opportunities in Small and Medium-sized Enterprises (SMEs). It offers investors the flexibility to choose from various industries, regions, and risk profiles, enabling them to build a diversified investment portfolio tailored to their preferences and risk tolerance.

3. Accessibility and User-Friendly Interface: The app is designed with a user-friendly interface that makes it accessible to both experienced and novice investors. It offers easy navigation, real-time updates on investment performance, and secure wallet management, ensuring a smooth user experience for anyone looking to participate in SME investments through the Lightning Network.

- LUMI App Flow :

1. The user chooses their desired SMEs.

2. The user clicks to view the details of SMEs.

3. If interested, the user can choose to invest in the specific SMEs.

Determine the amount you want to invest, and you can see a yearly profit forecast. The user transfers money to the SMEs. If the SMEs' target investment is fulfilled, the user's funds are transferred to the SMEs. Before the SMEs reach their target, the funding is not released (on hold)